By signing up for the course I am agreeing to the following terms and conditions

I’m agreeing that the course creator isn’t my personal therapist so the course isn’t intended to replace therapy. The information provided is based in sound psychological principles, but I am responsible for my own mental health issues and addressing anything that comes up. I will not hold Rebecca Rosenblat-Billings or Life Choice Coaching & Counselling responsible for my personal issues, since they have no way of knowing my unique history.

I’m agreeing to receiving future notices of courses and free webinars. I can unsubscribe any time I wish.

E-Course Terms and Conditions Agreement – Updated 4-7-2021


E-Course Policy

To access the online e-courses, you must attest that you have read and agree to the terms and conditions contained in this E-Course Terms and Conditions Agreement. The term “course” includes the e-course Web pages, courses and all associated materials. Read this E-Course Terms and Conditions Agreement carefully.

Use of E-Course Materials

All e-courses and materials, along with references used in or related to the e-courses, are the property of Rebecca Rosenblat-Billings and Life Choices Coaching & Counselling, (Owners), and may only be used in the manner detailed in this E-Course Terms and Conditions Agreement. Permission to use the material in any other way must be obtained in writing.These materials are for the sole use of individuals registered for the e-course or others as approved by the Owners.

As an e-course registrant, you may view and read all materials that are part of the e-course facility. You may also print any or all screen and pdf file pages for your personal use in taking the e-course, but you may not share, communicate, publish or in any manner distribute to other parties the e-course, login and password, readings, references, links or any other materials.

The terms and conditions regarding use of materials apply upon registration for the course, while you are taking the e-course, and upon and after completing, withdrawing from or terminating the e-course.

E-Course Access

Only e-Learning and professional development e-course registrants have access to the discussion forums.

Refunds for E-Courses

You may withdraw from an e- course at any time. However, once you are registered and have logged in to the course, you will not receive a refund for any reason.

Effective Period

The e-courses are designed to be completed within a period of 3 months. However, registrants have access to each e-course one-year from the date of purchase.

Complaints about a breach of Participation Rules, Terms and Conditions Complaints about a breach of these Participation Rules and/or this E-Course Terms and Conditions Agreement should be made by e-mail to talkwithrebecca3@gmail.com

Responsibility for Loss

You are responsible for and will indemnify and hold the Owners harmless from and against any and all liability, claims and losses resulting from your actions in connection with taking the e- courses and your breach of any terms and conditions of this E-Course Terms and Conditions Agreement.

General Disclaimer and Owner Rights

Reference materials and links provided in the e-courses are provided by the Owners. The Owners do not assume responsibility or liability for the accuracy or completeness of content contained in reference materials or links. The Owners do not endorse any product, service or organization referenced. The opinions expressed in videos included in the e-courses are solely the opinions of the contributors and do not represent the opinions of the Owners, its officers, directors, staff, representatives and/or its affiliates.


The Owners will deny access to this e-course to any individual who does not agree to the terms and conditions contained in this E-Course Terms and Conditions Agreement. Further, the Owners reserves the right to terminate access to any individual who does not abide by these terms and conditions.

Disciplinary Action

Registrants are deemed and presumed to be aware of and familiar with this E-Course Terms and Conditions Agreement. Any member, candidate or individual who is found to be violating or assisting or attempting to assist anyone in violating these Terms and Conditions is subject to the Actuarial Board for Counseling and Discipline (ABCD) regulations and/or any action the Owners are authorized to take, including disciplinary action.

E-Course Management System Access

You agree that you will not use any robot, spider or other device, process or means to access the Owners e-courses. Nor shall you use any process to monitor or copy our Web pages or the content contained thereon or for any other unauthorized purpose without our prior expressed written permission. You agree that you will not compromise or circumvent the security controls of the Owners e-courses or otherwise gain unauthorized access to Owners e-courses. You agree that you will not use any device, software or routine that interferes with the proper working of the Society of Actuaries e-courses nor shall you attempt to interfere with the proper working of the Society of Actuaries e-courses. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on our infrastructure. You agree that you will not copy, reproduce, alter, modify, create derivative works or publicly display any content from the Owners e-courses without the prior expressed written permission of Rebecca Rosenblat-Billings or Life Choices Coaching & Counselling.